Assurant dental has the following dental coverage plans available: Basic (Level 1), Intermediate (Level 2), and Plus (Level 3).
Assurant dental coverage plans
Both Assurant Health and Assurant Employee Benefits provide dental insurance. Whether you’re an individual wishing to cover your family or an employer looking to cover your employees, Assurant offers a range of dental plan options. Every employer-paid plan has a different set of benefits and can be altered to suit individual requirements. In-network providers can be seen by employees under prepaid dental plans, for instance, with set copayments and no waiting periods or annual deductibles. As part of Assurant Dental’s dedication to bettering general health, Assurant Dental places a strong emphasis on preventative dental care in its individual plans. There are three tiers to the plans, and users are not limited to a particular network.
Assurant Dental coverage Level 1 – Basic
The Basic plan offers various coverage options for more complex dental procedures like dental fillings and tooth extractions, and it covers up to two annual visits for exams and preventative care ($75 per appointment).
Assurant Dental coverage Level 2 – Intermediate
The Intermediate plan, one of Assurant dental insurance’s most popular dental plans, offers increased coverage for teeth cleanings, routine oral exams, and more in addition to an annual benefit of up to $1,000.
Assurant Dental coverage Level 3 – Plus
The Plus plan is a fantastic choice if you want extensive dental coverage. The total annual benefit includes coverage for crowns and oral surgery in addition to dental costs up to $1,500. Assurant Dental offers the Plus plan, which is the most comprehensive insurance policy, at reasonable, accessible prices.
Are you looking for a dentist accepting Assurant Dental? Esthetic Smile Dental Care accepts Assurant Dental.
Assurant dental tooth extraction cost coverage?
Assurant Dental coverage Level 1 Basic plan pays an estimate of $40-$50 per service for basic services such as tooth extractions. An estimated $80-$100 per service is paid by the Assurant Dental coverage Level 2 Intermediate and Level 3 Plus plans for simple extractions. Payments are 50% of the per-service benefit in the first policy year. After the first year, payments are 100% of the per-service benefit. Source
Assurant Dental covers Wisdom teeth removal?
Assurant Dental coverage Level 3 Plus plan pays an estimated $75-$1,000 per service for oral surgeries like wisdom teeth removal. Major dental services, such as oral surgeries, have a 180-day waiting time in California. Payments are 50% off per-service benefits for the remaining first policy year after the waiting period. Payments are made at 100% of the per-service benefit after the first year. Source
Does Assurant Dental cover X-Rays?
Assurant Dental coverage Level 1 Basic plan will pay an estimate of $75 per visit for preventive dental services including x-rays. An estimated $100 per visit is paid by the Assurant Dental coverage Level 2 Intermediate and Level 3 Plus plans for dental x-rays. Two visits per person are covered for each policy year as long as the visits are separated by at least 150 days. Source
Assurant dental covers Braces?
Orthodontic services, such as braces, are estimated to be 50% covered by Assurant dental plans. An individual’s annual deductible is $50 while a family’s deductible is $100. As with most dental insurance policies, Assurant dental has lifetime maximums. The lifetime maximum for orthodontic services is $1,000 per individual. Source
Is Invisalign covered by Assurant dental?
Assurant dental insurance policies cover an estimated 50% of the cost of orthodontic services like Invisalign. The yearly deductible for an individual is $50 while the deductible for a family is $100. Assurant Dental offers lifetime maximums, like the majority of dental insurance plans. Orthodontic services have a lifetime maximum of $1,000 per person. Source
What does Assurant Dental cover for dental implant?
Unfortunately, dental implants or the removal of implants are excluded in Assurant dental’s coverage. Please give us a call so we can help you find alternatives to save from dental implants cost. Source
Does Assurant dental cover dentures?
Assurant Dental coverage Level 2 Intermediate and Level 3 Plus plans pay an estimate of $275-$400 per service for dentures. Denture adjustment and repair can be covered with an estimated $25-$175 per service under the Assurant Dental coverage Level 1 Basic plan, an estimate of $55-$350 per service under the Assurant Dental coverage Level 2 Intermediate and Level 3 Plus plans. Major dental services, such as dentures, have a 180-day waiting time in California. Payments are 50% off per-service benefits for the remaining first policy year after the waiting period. Payments are made at 100% of the per-service benefit after the first year. Source
How much does Assurant dental cover for Veneers?
Cosmetic services, such as veneers, are excluded from Assurant dental’s coverage unless they are performed to correct a functional disorder. Please give us a call so we can help you find alternatives to save from veneer cost. Source
Assurant Dental accepted for Gum Grafts?
Assurant dental may cover part of your gum graft depending on your specific plan and coverage. Please give us a call to find out what might be covered for your specific situation.
Does Assurant Dental cover Cleaning and Tooth Fillings?
Assurant Dental coverage Level 1 Basic plan will pay an estimate of $75 per visit for preventive dental care like teeth cleanings. An estimated $100 per visit is paid by the Assurant Dental coverage Level 2 Intermediate and Level 3 Plus plans for cleanings. Two visits per person are covered for each policy year as long as the visits are separated by at least 150 days.
Assurant Dental coverage Level 1 Basic plan pays an estimate of $45-$200 per service for basic services such as tooth fillings. An estimated $90-$375 per service is paid by the Assurant Dental coverage Level 2 Intermediate and Level 3 Plus plans for fillings. Payments are 50% of the per-service benefit in the first policy year. After the first year, payments are 100% of the per-service benefit. Source
For latest information, please visit: https://www.assurant.com/ or https://www.assurant.com/newsroom-detail/NewsReleases/2014/May/Assurant-Employee-Benefits-Offers-Largest-Dental–PPO-Network-for-Consumers for more details.
DISCLAIMER: This information is subject to change on behalf of the insurance company. We are providing this as an informal guide to help you determine which services at our office are covered by your insurance. For more detailed information, please see the insurance company’s website or call the customer service or member services number listed on most insurance ID cards. Updated as of 3/27/2023. The above logo & trademarks are property of Assurant Dental.
