Lincoln Financial dental has the following dental coverage plans available: DentalConnect® PPO plan, Silver Dental plan, Gold Dental plan, and the High plan.

Lincoln Financial dental coverage plans

Numerous preventative, basic, and major dental care procedures are covered by Lincoln Financial dental insurance. Children’s orthodontic coverage is also provided. Moreover, you don’t need to wait 6 months between routine teeth cleanings. Lincoln Financial DentalConnect® PPO plan allows you to choose any dentist you want. However, you can minimize your out-of-pocket  costs by choosing an in-network provider.

Lincoln Financial DentalConnect®

The annual deductibles for in-network and out-of-network services are an estimated $50 for individuals and $150 for families with the exception of preventive care. Deductibles are combined for basic and major in-network and out-of-network services. The annual maximum for both in-network and out-of-network services is an estimated $1,500. Annual Maximums are combined for preventive, basic, and major services.

Silver Dental plan

The annual deductible for an individual under this plan is estimated to be $50 while an estimate of $150 is the yearly deductible for a family. The annual maximum per person is estimated to be $1,000. Preventive care, such as oral exams, dental cleanings, x-rays, and dental sealants, are estimated to be 100% covered. Basic services, like tooth fillings, extractions, and oral surgeries, are estimated to be 50% covered.

Gold Dental plan

With Gold Dental plan, the annual deductible for an individual is estimated to be $50 while an estimate of $150 is the yearly deductible for a family. The annual maximum per person is estimated to be $1,000. Preventive care, such as oral exams, dental cleanings, x-rays, and dental sealants, are estimated to be 100% covered. Basic services, like tooth fillings, extractions, and oral surgeries, are estimated to be 80% covered. Major dental services, including periodontics, root canals, crowns, inlays, onlays, bridges, and dentures, have an estimated 50% coverage. Orthodontic coverage for children under age 20 is estimated to be 50% with a $1,000 lifetime maximum.

High plan

The maximum benefit is estimated to be $1,500 while the lifetime maximum for orthodontic care is also an estimated $1,500. High plan provides an estimated 100% coverage for in-network and out-of-network preventive care including routine oral exams, x-rays, dental cleanings, fluoride treatments, and dental sealants. An estimate of 80% coverage is provided for both in-network and out-of-network basic services such as teeth fillings, tooth extractions, oral surgeries, and root canals. Major dental care (in- and out-of-network) are estimated to be 50% covered. These include bridges, full and partial dentures, crowns, inlays, and onlays. Orthodontic treatments are estimated to be 50% covered including orthodontic exams, x-rays, extractions, study models and appliances.

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Lincoln Financial dental tooth extraction cost coverage?

Basic services, such as extractions, are estimated to be 50% covered with the Silver Dental plan. Under the Gold Dental plan, tooth extraction has a coverage of an estimated 80%. With High plan, simple and surgical extractions are estimated to be 80% covered both in-network and out-of-network. There is no waiting period. An estimate of 80% coverage is provided by the Lincoln Financial DentalConnect® plan for simple and surgical tooth extractions after deductible with no waiting period. Source

Lincoln Financial Dental covers Wisdom teeth removal?

Wisdom teeth removal falls under surgical extraction. With High plan, wisdom teeth removal is estimated to be 80% covered both in-network and out-of-network with no waiting period. An estimate of 80% coverage is provided by the Lincoln Financial DentalConnect® plan for in- and out–of-network wisdom teeth removal after deductible. There is no waiting period. Source

Does Lincoln Financial Dental cover X-Rays?

X-rays are estimated to be 100% covered by Gold Dental and Silver Dental plans. Bitewing x-rays, full-mouth or panoramic x-rays, and other dental X-rays (including periapical films) are estimated to be 100% covered under the High plan and Lincoln Financial DentalConnect® plan. There is no waiting period for both plans. Source

Lincoln Financial dental covers Braces?

Under the Gold Dental plan, orthodontic treatment coverage, including braces, for children under age 20 is estimated to be 50% with a $1,000 lifetime maximum. With Lincoln Financial DentalConnect® and High plans, braces are estimated to be 50% covered for both in-network and out-of-network. The coverage includes orthodontic exams, x-rays, extractions, study models and appliances. The lifetime maximum for both plans is estimated to be $1,500.

Is Invisalign covered by Lincoln Financial Dental?

With Lincoln Financial DentalConnect® and High plans, Invisalign is estimated to be 50% covered for both in-network and out-of-network. The coverage includes orthodontic exams, x-rays, extractions, study models and appliances. The lifetime maximum for both plans is estimated to be $1,500. Gold Dental plan’s orthodontic coverage for Invisalign is estimated to be 50% with a $1,000 lifetime maximum. This applies to children under the age of 20.

What does Lincoln Financial dental cover for dental implant?

Lincoln Financial dental may cover part of your dental implant procedure depending on your specific plan and coverage. Please give us a call to find out what might be covered for your specific situation.

Does Lincoln Financial dental cover dentures?

Gold Dental plan offers an estimated 50% coverage for partial or complete dentures and denture relines or rebases. Full dentures, partials, denture relines and denture rebase services have an estimate of 50% coverage provided by both the High plan and Lincoln Financial DentalConnect®.

How much does Lincoln Financial dental cover for Veneers?

Lincoln Financial dental may cover part of your veneers depending on your specific plan and coverage. Please give us a call to find out what might be covered for your specific situation.

Lincoln Financial Dental accepted for Gum Grafts?

Major services, such as periodontics, have an estimated 50% coverage provided by the Gold Dental plan. With Lincoln Financial DentalConnect® and High plans, periodontal surgery like gum grafts are estimated to be 80% covered.

Does Lincoln Financial dental cover Cleaning and Tooth Fillings?

Preventive care, such as teeth cleanings, are estimated to be 100% covered with no waiting period. This full coverage is provided by the Gold Dental and Silver Dental plans, the High plan, as well as the Lincoln Financial DentalConnect® plan. Basic services, like fillings, are estimated to be 50% covered by the Silver Dental plan and estimated to be 80% covered by the Gold Dental plan. Both the High plan and Lincoln Financial DentalConnect® covers an estimate of 80% for both in- and out-of-network dental fillings.

For latest information, please visit: https://www.lincolnfinancial.com/pbl-static/image/desktop/Secure-2_0—homepage-banner—employer-banner—image.jpg for more details.

DISCLAIMER: This information is subject to change on behalf of the insurance company. We are providing this as an informal guide to help you determine which services at our office are covered by your insurance. For more detailed information, please see the insurance company’s website or call the customer service or member services number listed on most insurance ID cards. Updated as of 3/27/2023. The above logo & trademarks are property of Lincoln Financial dental.